Bank on Technology with First Bank & Trust

First Bank & Trust Company is constantly looking toward the future and is proud to offer state-of-the-art access to assist you in your financial affairs. We are committed to helping you conduct your banking business as quickly and conveniently as possible. Continually searching for the best and most effective ways to deliver information and products, we want to provide you with the widest possible range of choices. And we've only just begun!

CONVENIENT 24-HOUR BANKING!

First Bank @ Home Internet Banking!
With Internet access, you are always in touch with First Bank and your finances! We offer the highest level of security available with Firewall protection and a 128-bit encrypted connection, Data Intrusion detection and 24-7 monitoring to protect your private information. You can access your checking, savings, certificate, and loan information without time delays. We give you real time information in the comfort of your home with the connection speed you deserve. Your account information is displayed in a user-friendly format. You have the ability to check account balances, research checks that have cleared and sort by check number or amount, transfer funds between accounts, set up stop payments, set up bill payments, download transactions to your own financial planning software, check interest rates, and of course, e-mail the friendly folks at the First for information or assistance.

E-Corp - Internet Banking for Commercial Customers

Security and flexibility define this robust internet banking product.  Not only can commercial customers obtain real-time account information, transfer funds, print images, sort and search for cleared items-they can even make wire transfers and originate ACH files for direct deposit.  Employer's benefit from the ability to assign rights to specific employees to control what company information is displayed and what activities each employee is allowed to do.  Dollar thresholds can be given and supervisor override functions assigned to allow dual control over monetary transactions.  This product incorporates encrypted account activity and secure log-in procedures.  Contact FB&T about signing up today.

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First Fone
FirstFone is our 24-7 telephone banking service. It allows you to have access around the clock to your checking, savings, CD and loan account information. With FirstFone, you can also inquire on the latest rates, transfer funds between accounts, make loan payments and perform investment calculations, from any touch-tone telephone at any time! You can inquire on balances, deposits posted, checks paid, loan payments or even request a fax of your statement.

There is no charge to access FirstFone and no limit to the number of times you may call. To access your account information, please contact us to complete an authorization form. Your FirstFone access number will be sent to you as soon as we receive your authorization.

TO ACCESS FIRSTFONE:
Dial 336-FONE (3663) or Toll Free 1-888-336-3663

First Bank's Bill Payment Service: Now There's An Easier Way To Pay Your Bills
Pay all your bills - anytime, anywhere, 24 hours-a-day, 7 days-a-week. Introducing First Bank Bill Payment Service.

• Handle a month's worth of bills easily
• No more checks to write or envelopes to address
• No more trips to the post office to buy stamps or mail payments
• Set up fixed payments to be paid on the same date every month once, so you never have to worry about missing a due date again
• Schedule payments up to a year in advance
• Pay your bills anywhere…at home, work, or on vacation
• Any bill (excluding payments for taxes) can be paid - you name it! Mortgage, credit cards, doctors, child care, etc.
• You specify who to pay, how much and when - the bill pay service will take care of the rest. Payments are guaranteed to be made when you request and in the amount specified
• Add or subtract vendors anytime with a simple phone call or request from your PC
• Your monthly bank statement will list each bill payment made

Check Imaging Services
First Bank is proud to be the first community-owned bank in our area to offer imaging technology to our customers. With check imaging, you'll discover that your record keeping has never been easier. Check image service represents a technological change to traditional check processing. As checks are processed, they are photographed on both sides and the digitized images are stored in a computer. We can use the check images to create statements for you as well as to research items that you need.

• Balancing your account has never been easier! Instead of sorting through a hodge-podge of checks each month, we automatically organize checks in check number order and laser print their exact images on easy-to-read 8-1/2" by 11" pages. Underneath each image is the check number, date posted and check amount. The tedious task of sorting and filing checks is a thing of the past.
• Storage is simplified because each page is pre-punched for easy insertion into your FREE three ring binder. No more searching for misplaced checks or sorting through boxes of past check statements to find the items you need!
• Our process of retrieving information to assist you when you have questions or need an item researched is now much more efficient. We can answer your questions or provide you with item copies in a matter of seconds, not hours or days. A copy of both sides of any item can be mailed or faxed to you almost immediately or delivered while you wait! And best of all, most research requests for imaged items are FREE!
• Your imaged checks are acceptable as proof of payment. This is the future! The Federal Government, through the Federal Reserve System and the Internal Revenue Service, has already adopted this technology in an effort to reduce paper flow and increase operating efficiencies.

We hope you will enjoy the convenience of check imaging and welcome your comments.

Transfund Check Card
Now you can have all the advantages of an ATM card plus the convenience of making purchases without cash and without writing a check. The TransFund check card provides a convenient way to access your account. Use it to purchase goods and services anywhere Visa is accepted. It works for everyday purchases that you might usually pay for with a check or cash. The amount of your purchase is deducted from your checking account, just as if you had written a check!

The TransFund check card eliminates the need to fill out a check, present identification, and wait while a clerk copies and verifies the information. Simply present your check card to pay for your purchase and sign the sales draft as you would with any Visa card purchase. The amount is then deducted from your checking account. You keep a copy of the receipt, and the transaction is fully described on you regular checking account statement. It's cash, not credit, so you won't receive a monthly bill!

The TransFund check card is also your ATM card. Use it 24-hours a day, seven days a week to make cash withdrawals, deposits, transfers between accounts and check your balance.

Request your new TransFund check card today!