Other Services

Direct Deposit:
Consumer Benefits

• Saves Time - This means fewer trips to the bank with less waiting time at the teller window or drive through.
• Eliminates the possibility for lost, stolen, delayed or forged checks.
• It's simple, safe and secure.

• Eliminates the manual, labor-intensive process of disbursing checks.
• Provides a valuable employee benefit without incurring extra expense.
• Reduces processing costs, i.e., administrative and postage expense.

Direct Payment:
Consumer Benefits

• Saves Time - Consumers can save over 50 hours a year, the amount of time estimated that a dual career family spends paying their bills.
• Saves Money - With postage costs at $.37 for a first class stamp, consumers who write an average of 10 to 15 checks each month will save between $44 and $66 each year in postage costs alone. Consumers also save on check printing costs because they use fewer checks.
• It's reliable and convenient. A Direct Payment can never be lost or delayed in the mail. Consumers have the peace of mind knowing that their payment will never be late. Bills are paid on time, even when the individual is traveling on business, ill or on vacation.

• Improves cash flow and cash forecasting. Cash flow from customer payments is predictable because the company controls the bill's due date and collection process.
• Reduces processing costs. Companies save an average of 11.5 cents in processing costs for each payment converted from a paper check to an ACH transaction.
• Improves payment collection. Customer payments are received on a predetermined date, eliminating late and delinquent payments and the need for 2nd notice billings.

The "First Place" Board Room
The "First Place" Board Room is available for group meetings day and evening, Monday through Friday at no charge. The facility will accommodate up to thirty people. The room is excellent for hosting educational or informative meetings.

To make a reservation contact Ann Hight at 580-336-5562 or e-mail us.