Bank on Technology with First Bank & Trust

First Bank Corporate Online Banking
Security and flexibility define this robust internet banking product.  Not only can commercial customers obtain real-time account information, transfer funds, print images, sort and search for cleared items-they can even make wire transfers and originate ACH files for direct deposit.  Employer's benefit from the ability to assign rights to specific employees to control what company information is displayed and what activities each employee is allowed to do.  Dollar thresholds can be given and supervisor override functions assigned to allow dual control over monetary transactions.  This product incorporates encrypted account activity and secure log-in procedures.  Contact FB&T about signing up today. 

First Fone
FirstFone is our 24-7 telephone banking service. It allows you to have access around the clock to your checking, savings, CD and loan account information. With FirstFone, you can also inquire on the latest rates, transfer funds between accounts, make loan payments and perform investment calculations, from any touch-tone telephone at any time! You can inquire on balances, deposits posted, checks paid, loan payments or even request a fax of your statement.
There is no charge to access FirstFone and no limit to the number of times you may call. To access your account information, please contact us to complete an authorization form. Your FirstFone access number will be sent to you as soon as we receive your authorization.
To access FirstFone, dial 336-FONE (3663) or Toll Free 1-888-336-3663

First Bank's Bill Payment Service
Now There's An Easier Way To Pay Your Bills.  Pay all your bills - anytime, anywhere, 24 hours-a-day, 7 days-a-week. Introducing First Bank Bill Payment Service.

• Handle a month's worth of bills easily
• No more checks to write or envelopes to address
• No more trips to the post office to buy stamps or mail payments
• Set up fixed payments to be paid on the same date every month once, so you never have to worry about missing a due date again
• Schedule payments up to a year in advance
• Pay your bills anywhere…at home, work, or on vacation
• Any bill (excluding payments for taxes) can be paid - you name it! Mortgage, credit cards, doctors, child care, etc.
• You specify who to pay, how much and when - the bill pay service will take care of the rest. Payments are guaranteed to be made when you request and in the amount specified
• Add or subtract vendors anytime with a simple phone call or request from your PC
• Your monthly bank statement will list each bill payment made

Check Imaging Services
First Bank is proud to be the first community-owned bank in our area to offer imaging technology to our customers. With check imaging, you'll discover that your record keeping has never been easier. Check image service represents a technological change to traditional check processing. As checks are processed, they are photographed on both sides and the digitized images are stored in a computer. We can use the check images to create statements for you as well as to research items that you need.

• Balancing your account has never been easier! Instead of sorting through a hodge-podge of checks each month, we automatically organize checks in check number order and laser print their exact images on easy-to-read 8-1/2" by 11" pages. Underneath each image is the check number, date posted and check amount. The tedious task of sorting and filing checks is a thing of the past.
• Storage is simplified because each page is pre-punched for easy insertion into your FREE three ring binder. No more searching for misplaced checks or sorting through boxes of past check statements to find the items you need!
• Our process of retrieving information to assist you when you have questions or need an item researched is now much more efficient. We can answer your questions or provide you with item copies in a matter of seconds, not hours or days. A copy of both sides of any item can be mailed or faxed to you almost immediately or delivered while you wait! And best of all, most research requests for imaged items are FREE!
• Your imaged checks are acceptable as proof of payment.

We hope you will enjoy the convenience of check imaging and welcome your comments.

First Bank & Trust Debit/ATM Card
The First Bank & Trust debit card now offers additional features and choices we’re sure you’ll enjoy.

You can choose from 10 new debit card designs.  Click here to view the latest card styles.  Call one of our friendly New Accounts representatives and request your new debit card today!

The most exciting feature is the “Real Time” processing.  Whether you’re making a purchase at a retailer or accessing your account at an ATM, your balance is exactly what it is if you would call us or inquire online.  Up-to-date card activity is immediately available online or on mobile banking.  While it is still the responsibility of our customers to keep an accurate account transaction register, displaying card activity in “Real Time” will help you stay on track.

In addition to using your card as a signature based transaction, you may now choose to enter your PIN number when you swipe the card and receive cash back.  This is called PIN/Debit.  We’re sure you’ll enjoy using your PIN for cash back at the retailer, saving you a trip to the ATM and most of all, the ATM fee! 

The FB&T debit card is also your ATM card. Use it 24-hours a day, 7-days a week to make cash withdrawals, deposits, transfer funds between accounts, and check your balance.  Enjoy access to FREE ATM’s in Stillwater, Oklahoma City, Enid, Alva, and several other states.  Click here to find a location near you.